Branch Manager (micro finance)

Job Description

JOB PURPOSE The Branch Manager will be responsible for managing Microfinance operations within one branch of DAWN. She/he will provide leadership to Loan officers and cashier. Branch Manager will be responsible for branch performance. She/he will be instrumental in identifying new opportunities and will conduct market research for expansion. In leading Dawn efforts in the region, she/he will also routinely carry out client drop out surveys, check and supervise the branch plans and budgets, assess staff performance as well as verify and submit monthly reports as required.JOB DESCRIPTION Management • Responsible for all microfinance operations an growth at the branch office, to ensure that branch office reach the set targets and financial sufficiency• Recruit and maintain number of clients and outstanding portfolio amount as a mature branch as targeted at Dawn and monitor continuously responsible branchs targets.• Manage all staff, properties, portfolio and clients• Recruit, train, supervise, and recommend for termination if needed.• Set quarterly and annual performance targets and conduct performance evaluations for loan officers and Assistant Branch Manager along with senior Management as per established guidelines.• Meet local authorities, organize, coordinate and conduct mass orientation meeting in new wards/village tracks to promote the program in order to develop and implement expansion strategy.• Lead Assistant Branch Manager and Loan Officers in recruiting new clients in visiting and screening them; identifying collection points,adhere to loan appraisal processes; approve all loans disbursed in branch.• Ensure full repayment by clients and assist Loan Officers in handling delinquent loans and clients Institute zero tolerance for delinquency and report infractions immediately• Conduct monitoring visits to collection points as planned at least once to each Loan officer per week to verify client numbers and cross check loan officers registers; report on same• Supervise loan officers in order to follow all policies and procedures in place including new product and new policies changes• Approve and Monitor cash Requests for branch• Approve all cash receipts and payments of Branch• Always monitor and control client retention rate of Branch• Check, verify and approve all of the reports developed from Kredits.• Assists Operations, Finance, HR and any other operational issue as needed.• Complete miscellaneous duties assigned to him/her from time to time by Region Manager of respective region.Reporting • Prepare and assist BM to approve all weekly, monthly, quarterly and annual financial reports and budgets for the branch• Report immediately any delinquency, cash deficiency and/or any other problems to BM• Complete regular internal reports fully and on time including monthly financial, outreach and portfolio reports• Complete all periodic government reports as necessaryCompliance • Assures compliance with all internal policies and procedures• Assist to RM to instructs staff on same and reports immediately any infractions to Operations and Risk Managers• Assures compliance with all local and national laws• Prepare and assist to RM to cooperate fully with all internal and external auditsPERSON SPECIFICATIONS • Minimum two years working experience preferably in micro-finance, finance, accounting or banking• Demonstrated computer skills in Microsoft Office Suite required• Management experience of at least one year preferred• Excellent interpersonal, budgeting, financial, supervision, planning and monitoring skills required• Must be able to work independently and make decisions• Verbal and written skills in hindi language and English• Understanding of geographic area desirable• Ability to travel throughout India and relocate as necessary.Job Type: Full-timePay: 11,066.40 - 25,000.00 per monthSchedule:• Day shift