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| Job Location | Mumbai, Maharashtra |
| Education | Not Mentioned |
| Salary | Not mentioned |
| Industry | Not mentioned |
| Functional Area | Not Mentioned |
| EmploymentType | Full-time |
Product Manager- Cross Sell (Vehicle Loans)1. Job Purpose Statement:- To Define, Manage, Assess and Monitor the existing Loans Policy norms. To understand the market trends and customer needs and identify and create new loan products.2. Duties & Responsibilities:- Draft and own loan product policies, generate pre-approved offers and run outreach campaigns to existing customer base (live and matured)- Liaise with other loan BUs to customize product policies for smooth closure with existing customers- Identify new loan products and form factors to deliver them based on customer needs and market trends- Set up straight through / green channels to be able to close leads from HO with limited reliance on feet on street- Liaise with Analytics teams to maintain data lake, identify eligible customers and generate pre-approved offers for loan product portfolio (next best offer approach)- Liaise with Marketing teams to draft creatives and run customer outreach campaigns3. Key Challenges:1. Liasoning with other Business Units.2. Understanding of all loan products where offers can be created3. Creation and testing of policy rules on System / Rule Engine.4. Closely monitor the system procedures and ensuring a seamless co-ordination and alignment with operations, fraud control and other stakeholders5. Analyzing various data trends and presenting it to the top management for new product offeringsJob Requirements:Professional Qualification Knowledge Skills Competencies:- MBA from a premier college and relevant experience of 5 years- Strong understanding of financial services products in the retail context- Experience in Consumer insights development and idea generation thereon- Ability to work with data and cull out insights relevant for draft for loan product policies- Conceptualizing products and analyzing performance to drive day to day improvements and optimizations (agility critical for sustainability)- Researcher & upbeat of market trends- Problem - Solver- Cost Conscious- Strong Interpersonal skills- Problem-solving skills and initiative- Ability to dive deep into consumer insights to derive further opportunities for cross-sell, upsell and top up and implement the same. o Result orientation with execution excellence- Accuracy- Integrity- High energy- Ready to multitask- Planning & Organizing IIM Jobs