Sr Manager, Client Structure & Transaction Reviews

Job Description

The Client Structure & Transaction Reviews (CSAT) team is a specialised team engaged in facilitating and conducting in depth end to end risk review of Corporate, Commercial and Institutional Banking (CCIB) client relationships, structures and transactions; in accordance with consistent standards, controls and levels of conduct & valued behaviours.The Senior Manager, CSAT work closely with the team lead to drive appropriate mechanism to augment existing controls through a proactive review approach to identify indicators of client risk, enabling early action and minimise potential losses and contribute to the delivery of significant improvement in frontline risk culture and standards of excellence particularly in relation to 1st party fraud risk management.StrategyDefine the target population for review - Assessing the economic, commercial environment of the Bank s footprint in conjunction with the Bank s strategic business plan and developing a targeted client review agenda covering key risk themes, industries, products and structures in alignment with relevant stakeholdersEngage all the relevant teams across businesses, functions, and stakeholders to ensure CSAT effectively targets the highest risk and impact sectors and clients and seamlessly integrates into the overall TOM of CCIB with minimal business disruptionsBe a role model to develop and raise the profile of the CSAT team with Business and second line stakeholdersEnsure alignment between onshore and offshore team members in terms of roles and responsibilitiesBusinessBe a key member of a team of specialists engaged in conducting periodic risk based and/or trigger event-based reviews / investigation of CCIB client relationships, structures and transactions, primarily focused on:credit and fraud risk covering all relevant aspects of the client s profile and business activities including but not limited to promoters, management, financial statements, products offered, facility structure, current account behaviour and trade finance transactions executed;assimilating a range of financial and transactional information which will need to be analysed by the team employing a wide range of diverse skill sets and tools available within the broader CCIB organisationBe collaborative and work across skill sets within the team to enable effective stringing together of seemingly unconnected information to draw well-reasoned review conclusionsWork with risk owners to determine the right course of action of the bank to strike a suitable risk mitigation balance. Work with multiple surveillance operations capabilities in a coherent manner in support of the CSAT team s agendaEstablish and maintain good connectivity with process owners and other stakeholders with client level information that may be used as input in review activityProcessesEnsure smooth execution of client review/investigation activity in tandem with established global business processes, including:Ensuring clients and themes are correctly prioritized and investigated within agreed timescalesDetermine what preliminary information and documentary evidence is needed to support the case and ensure that all requests to the various stakeholders for such information are monitored for response within agreed service level agreements/arrangementsEffective communication between review team and relevant stakeholdersClear and well documented articulation of the results of analysis concluded backed by facts, thorough analysis and expert judgement.Timely escalation of risk relevant issues and support to stakeholders in handling escalationsPropose practical action plans for issues identified, influence and align with stakeholdersPeople and TalentNurture supporting analysts team based out of Hub locationsContribute to creating a high-performance team and manage processes to identify knowledge and skill gaps with the ability to provide appropriate training in a timely manner to achieve optimum quality outputLead through example and build the appropriate culture and values, embedding a high level of team engagementWork in collaboration with CCIB Fraud Operations, risk and control partners, global process owner teams, and Business teamsEnsure team structure / capacity is reviewed to enable effective deliveryMaintain satisfactory morale and productivity of the teamRisk ManagementObtain regular inputs from stakeholders on emerging fraud risk issues and set up a risk based mechanism for target investigations accordinglyDocument and monitor review methodology and process to determine bespoke aspects of the review process to cater for special client situationsIdentify and advocate client action plans resulting from the reviews, socialising and aligning with key stakeholdersAssist Team Head in presenting relevant details of review activities at various forums and committees and engage senior stakeholders on patterns and trendsWork closely with relevant second line risk functions for guidance on complex risk issues and actively provide feedback for policy and process gaps and revisions requiredAbility to articulate risk findings to various stakeholders and provide guidance to the front line to manage emerging risk from the event been investigated.Undertake preliminary communications with relationship managers, lines of business and other internal business units to support the client investigationPrepare and submit clear, concise, factual, unbiased, thorough and timely reports.GovernanceAssist in the management and functioning of the CSAT oversightEnsure that thematic risks are clearly identified and documented and properly tabled in the appropriate forumsMonitor strict adherence to regulatory requirements, best practices, and a state of ever-readiness for audit & regulatory reviews, with respect to CSAT responsibilitiesRegulatory & Business ConductDisplay exemplary conduct and live by the Group s Values and Code of Conduct.Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.Enable the CSAT team to achieve the outcomes set out in the Bank s Conduct Principles : Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment. *Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.Key StakeholdersInternalRegional/Country HeadsCCIB COO teamsGroup Fraud Risk teamCCIB Fraud Operations teamFIU, i3, FITTrade OpsProduct OrganisationOperational Risk, CCIBCFCC CCIBGBS HubsQUALIFICATIONS:10+ years of overall experience with 5+ years of experience in trade and lending (including Credit Risk) in commercial or corporate banking with a leading commercial bank, preferably with international exposureBachelor s/Master s degree in Business/Finance/Accounting and/or professional certifications (e.g., CFA, CFE, CPA) preferredProven and relevant experience predominantly in trade and lending fraud risk management, ideally in one or more of areas such as trade finance structures, operations, working capital requirements of a company, financial statement analysis and forensic investigations. Relevant experience in relationship and/or risk management will be a plus including a broad understanding of the CCIB Business segments and activitiesThorough understanding of Banking business processes & products, risks, threats and internal controls and relevant aspects of one or more areas across corporate finance, financial accounting standards, financial statement analysis, forensic analysisThought leadership and proven ability to work across a global team and effectively collaborate with a wide range of stakeholdersStrong analytical and program management skills with proven ability to collect and analyse data, establish facts, and make recommendations in written and oral formExcellent oral & written communication and presentation skillsDemonstrated ability to:Successfully handle challenging roles requiring inter alia negotiation, investigation and collaboration skillsWork with all levels of management and staff, successfully manage and engage multiple stakeholders, negotiate effectively in situations involving conflicting interests and positively influence key decision makers on critical issuesLiaise and coordinate on an ongoing with various parts of the Bank, including senior business and risk stakeholdersProactive and positive with the ability to make good/sound decisions and use independent judgementAbility to influence and align action plans with senior business stakeholders,

Keyskills :
service leveltrade financefinancial statement analysisbusiness unitsrole modelenvironmental impact assessmentprogram management skillsrisk management