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| Job Location | Mumbai City |
| Education | Not Mentioned |
| Salary | Not Disclosed |
| Industry | Management Consulting / Strategy |
| Functional Area | Sales / BD |
| EmploymentType | Full-time |
Formulation of policy within regulatory parameters and risk appetite of the bank - Ensure Implementation and adherence of Credit Policy through training of credit and operations team on the policy parameters and consistent guidance on the clarifications on product and policy parameters - Prepare monthly newsletter - snapshot of Portfolio performance , monthly acquisition trend , quality of portfolio and trigger monitoring - Identify areas of improvement in existing processes of credit underwriting , risk management and operations and its implementation. - Responsible for monitoring quality of the portfolio by monitoring infant delinquencies , NPAs and stress accounts - Travelling across locations for understanding the local policy and product requirement , process reviews and imparting training - Risk Control Self- Assessment (RCSA) reporting to Operational Research function - User Acceptance Test (UAT) of scorecards and its implementation in production environment - OTC and PDD matrix formulation , delegation of authority and monitoring of overdue - Support system changes to improve quality of data and ease of process Excellent Communication Skills,
Keyskills :
risk controlcredit policy risk managementuser acceptance commercial vehicleoperations research credit underwritingcommunication