Head, Management Information and Forecast

Job Description

*About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.The Role ResponsibilitiesStrategy

• Contribute to the implementation of ERMF and controls within Retail Banking Risk, in order to encourage the development of an appropriate risk culture and discipline.

Processes

• Co-ordination of the budget exercise to ensure both LI and cost numbers in align with business strategy and plans.
• Ensure timely, appropriate and accurate loan impairment made according to Policy
• Effectively manage the credit MIS & reporting responsibilities, ensure completeness and timeliness of Credit MIS being reported, to all internal stakeholders.
• Ensure correct and timely delivery of regulatory reports and requests.
• Ensure portfolio monitoring and stress test in place to make sure credit risk is controlled within risk appetite.
• Effectively manage scorecard performance through continuous monitoring and review process.
• Ensure effective management of operational risks within Retail Banking Risk and compliance with applicable internal policies, and external laws and regulations
• Ensure timely recording risk issues and reporting quality (i.e. information being recorded, data accuracy, completeness and timely resolution) in EORP.
• Ensure timely update of business continuity plans and cascade to all stakeholders.
• Timely respond to regulatory reportable incidents / risks to Compliance/OR and coordinate action plans with stakeholders.
• Coordinate where appropriate internal audits and external / regulatory inspections of Retail Banking Risk. Track the progress of improvement plans committed to audit findings.

People and Talent

• Demonstrate group code of conduct, and monitor, coach and ensure the team to align to code of conduct.
• Employ, engage and retain high quality people
• Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives
• Uphold and reinforce the independence of the function from those whose primary responsibility is to maximise short-term revenues and profits
• Ensure the provision of ongoing training and development of the Functions people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles
• Lead through example and build the appropriate culture and values within the Function and across the wider organisation
• Deliver the tasks which assign by management
• Capacity planning to ensure adequate resources to deliver the function objectives

Risk Management

• Ensure that material risk exposures and related issues are reported to the responsible governance committees
• Maintain a good understanding of the requirements of key external stakeholders in respect of credit risk management and ensure these are well understood internally and reflected in internal procedures
• Maintain an open and cooperative relationship in dealings with regulators
• Coordinate and lead the identification, presentation and resolution of the risk issues through relevant OR committees and timely submission of risk paper to ensure adequate governance and oversight.
• Embed the Group s values and Conduct with the team and ensure compliance with relevant ORF policies and procedures.
• Ensure that management (and any other stakeholder as required) is kept aware of the risk, control & audit profile of the function through periodical reporting.
• Validation of Controls: Key Control Self Assessments (KCSA) or Control Sample Testing (CST) / Key Risk Indicators (KRI).

Governance

• Take up the responsibility of 2nd line RO for any regulatory risk related to retail lending as formulated in group ERMF framework. Work closely with first line PO to Monitor, remind, alert and/or escalate timely for any emerging significant regulatory risk issue on retail portfolio.
• Ensure robust governance, process management and control to strictly compliance with Group policy
• Ensure robust governance, process management and control to strictly compliance with regulator requirements

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the [China / Risk / RB Credit/MIF&CAA] to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key StakeholdersInternal:

• CCH s One-downs
• Group Risk
• Retail Risk Operations
• Operational Risk
• Finance
• Product
• Compliance
• GIA

External:

• PBOC, CBIRC, SAFE and other local regulators
• External auditors

Apply now to join the Bank for those with big career ambitions. To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.,

Keyskills :
credit riskrisk managementcode of conductregulatory riskretail bankingretail lending3rd party relationshipscredit risk managementstress testinternal auditbusiness strategy