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Manager Retail Credit Loan Against Property

5.00 to 6.00 Years   Indore   18 May, 2020
Job LocationIndore
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaOperations Management / Process Analysis
EmploymentTypeFull-time

Job Description

Financial Analysis Market/ Industry knowledge Ability to verify authenticity of documents provided Working knowledge of computers Ability to assess customer profileDesired attributes : Customer Focus Analytical Thinking Interpersonal Skills Communication Skills, A) Core Responsibilities: Credit Underwritingo Take Decisions based on customer documents (KYC and Financial documents) , Credit Approval Memo and verification reportso Decision the file based on policy norms and within the permitted TAT.o On receiving additional documents initiate process for sanction (seeking approvals)o Ensure closure of deferral cases within the defined time limits. Personal Discussion with customerso Meet the customers personally for analyzing and assessing the business set up, end use of loan and business projections etc.o Submit duly signed report ( on system) for future reference Portfolio Management o Track credit processes and monitor adherence to all compliance and regulatory norms as well as organization policieso Monitor delinquency across locations and regions o Monitor and assess credit manager delinquency o Introduce measures to Control delinquencies Interact with channelso Meet channel partners to boost busin

Keyskills :
compliancecontrol analysisanalytical portfolioset businessboost financial analysisregu

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