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Job Location | India |
Education | Not Mentioned |
Salary | Not mentioned |
Industry | Not mentioned |
Functional Area | Not Mentioned |
EmploymentType | Full-time |
Relationship Manager - SME- The candidate will be required to acquire NTBs in SME segment & deepen wallet share in existing portfolio of clients.- Candidate should have experience is undertaking credit risk appraisal & presenting the proposal to relevant forum/s for sanction.- Should be able to achieve budgets set by Banks management & bring aggressive growth throughSanction & Disbursement of NTBs in SME.Specific Roles & Responsibilities :- Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio of SME group.- Ability to structure the facilities as per the clients need and banks strategy ensuring optimum profitability & sustainability of the business within the regulatory framework.- Should have knowledge of the local market where he / she knows the leading SME Clients.- Undertake credit risk appraisal, prepare appraisal notes, term sheets & financial model and engage with credit team to resolve queries and present the case to relevant senior management forums for sanction.- Engage & co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring. Ensure end-to-end transaction execution from origination to completion.- Engage and maintain senior management relationships of SME clients to deepen wallet share, negotiate pricing & cross-sell other banking products like CMS, salary a/cs, corporate cards and insurance.- Responsible for monitoring and maintaining credit health of the portfolio & take appropriate steps to proactively mitigate any sign of stress in the portfolio.