Manager, Retail Regulatory Reporting

Job Description

• The team manages Group Retail Credit Risk reporting requirement, it prepare reports for internal management in Country, Group and supports external & regulatory reporting.
• Internal Management reports includes, Group Priority reports, Country RIRs , Regional & Group Risk Committee and Country Portfolio quality review packs.
• External Reporting includes Retail STDF reporting for PRA and sections of Retail for finance FINREP reporting. Also, the team supports data requirement for external rating agencies.
• And the team is also responsible for generating Retail DataMart, performing data quality assurances and assurance of Retail Capital Risk Number.

Strategy:

• Help to ensure appropriate BAU controls being established and deployed effectively in GBS.
• Help to support new Business requests through Product programmes and Country addendums
• Help to look for possibilities of leveraging on synergy within the various processes through automation thereby bringing in improvements.

Business:

• Help the team to pursue the strategic intent and agenda for RCRCM
• Help to improve client experience through more efficient and effective processing in tandem with Risk, Client Coverage and Front Office users.

Key Responsibilities:

• Manage the generation and delivery of monthly/quarterly Retail Risk reports accurately and timely
• Prepare SAS datasets by extracting data from systems & collate manual files from other teams/units.
• Responsible for reviewing data and obtaining comments/explanation in case of any significant data movements
• Develop understanding of key Group policies/Standards & Regulatory circulations
• Manage and resolve query on data/reports and Group definitions
• Responsible to execute changes/enhancements and handle Ad hoc requirements.
• Ensure quality processing and adherence to all key controls and checks.
• Ensure all necessary trainings (on-the-job or classroom) are completed.
• Compliance with all relevant policies and procedure, guidelines, rules & regulations.
• Proper documentations like EUC, BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately.
• Ensuring that proper backups are being arranged for critical reports.
• Participate in projects related BCBS 239, GRID, Report Integration & Other business requirement.
• Collaborate with Group Retail Risk Report team(stakeholders) and deliver other process initiatives.

People and Talent:

• Compliance with all relevant process procedure, guidelines, rules & regulations
• To work and solve problems independently and be able to work in a deadline-oriented environment

Risk Management:

• Embed new Operational Risk framework into monitoring processes and report any escalations to Management.
• Monthly monitoring of CST and performance measurement of KCIs

Governance:

• Work closely with Operational Excellence & Change management team members to understand key issues and processes and drive automation of processes.
• Adherence to mandatory certifications and operational requirements

Regulatory & Business Conduct:

• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Key Relationship:

• GBS Management team
• RRS Team
• Country PMF/Policy Team
• CRO, Retail Risk office
• Head, Retail Risk Reporting

Other Responsibilities:

• Participate in at least 2 days of volunteering per year
• Participate in engagement activities
• Be motivated and actively engage in activities like innovation and automation initiatives
• To hold assigned roles of First Aider / Fire Warden / Business Continuity Planning as a DCC or ADCC as appropriate and discharge the expected responsibilities.

QUALIFICATIONS:

• Post-Graduation in Finance and with relevant 7+ years of experience.
• Risk Certifications from established institutions is recommended, FRM Certified candidates will be preferred
• Any technical Certification in MS Office Advanced tools / SQL / Tableau / SAS/ Python will be preferred

Key Competencies:

• Prior experience of working with SAS/SQL is required.
• Experience in working in Retail / Credit Risk vertical with familiarity in MIS/Reporting.

General Skill Set:

• Strong knowledge in Retail Banking products across asset classes (FX/Rates/ Equity/ Credit and Commodities)
• Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.
• Excellent communication skills - verbal and written
• Ability to work under pressure
• Have excellent attention to detail
• Be able to work in a global team
• Expertise in programming language is not required but good to have
• Working knowledge in MS Excel, Access
• Knowledge about Market and Credit Risk
• Documentation skills
• Working knowledge of the Group s businesses, governance structure and approach to risk management.
• Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage
• Experience in Agile framework
• Significant Experience in major regulatory programs in the Risk/Finance, Banking industry BCBS,IMM,CVA etc.

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Keyskills :
business continuity planningms officecredit riskfront officedata qualitynew businessmusic makingretail creditretail bankingrisk analytics